What information do you need for me to start factoring my receivables?
1)   Click here to see our sister website #1 Factoring by J&D.
2)   Fill out our Quick Application at #1 Factoring by J&D and let us review it. We will respond immediately.
3)   After we respond and if your company is factorable, we will need specific documentation. Those documents are listed under "Complete Document Listing".

How long does it take to get funded?
After we review all the requested documents (which takes two to seven days) we will sign an agreement. Once the agreement is signed we ask you to submit documentation for credit checking your customers and verification of initial invoices that you wish to factor. Upon completion of the credit and verification funding will occur immediately.

If I have tax problems will you fund me?
J&D has funded companies with IRS or state tax liens. It depends on monthly volume in relation to the tax lien and if the government agency will work with us. After we complete our due diligence we will make every effort to satisfy your needs.

My customer won't pay an invoice, what do you do?
We offer recourse lines of credit (your risk) and non-recourse lines of credit (factor risk with a credit line) accounts. If the account has a credit line (non-recourse) the receivable is at our risk and we will pay you for the uncollected payment. If the invoice does not have a credit line (recourse) you will have to purchase the invoice back.

Do you fund companies in bankruptcy?
With permission of the court we will consider funding a bankrupt company.

Do you notify our customer to pay you, the factor?
Yes. All invoices are stamped payable to J&D Financial . Since factoring is now so common, almost all account debtors will work with you. The negative connotation of factoring is yesteryear. Our staff acts as your collection team and we represent you with professionalism. Also, notification from a factor usually generates quicker payment since many factors report payment history to national credit reporting firms.

What is my cost to factor with J&D Financial?
At J&D we treat each account individually. Click here for an explanation on our pricing.