J&D Financial will consider short term loans or lines of credit to qualified customers only in connection with their factoring of receivables.

A liquidation company in business for 12 years needed a short term inventory loan to purchase book closeouts. With 50% of the value of the books pre-sold, J&D loaned him up to $25,000 to purchase books. All invoices had to be factored and the loan to be paid off in 30 days. This short term revolving loan increased sales substantially.

An apparel manufacturer saw growth ahead. Factoring provided money to grow but it was not enough. J&D Financial made a one year $100,000 loan on his equipment and machinery. With this additional capital he could make his business grow and factor more receivables.

A nursing staffing firm placed nurses at 13 week stints around the country in hospitals. Included in the cost were the housing of nursing staff. Because of deposits due to landlords, the staffing company needed additional money. J&D Financial was able to give a $200,000 revolving credit line secured by property, receivables, equity and personal guarantee of the owner. Our client was able to increase sales dramatically.

Loans are usually made to clients who have a track record of producing quality goods and/or a good balance sheet. We only make loans in conjunction with factoring or purchase order financing. (Want to know more about Factoring Fees? Click here)